Smart Statements and Recent Spends

Smart Statements and Recent Spends

Built CRED Smart Statements and Recent Spends to summarise transactions, enabling users to track spending while enhancing product engagement and user sessioning.
CRED / 2024
Designed smart Statements to provide a detailed analysis of transactions, track EMI payments and reward points, and ensure financial clarity. Recent Transactions display real-time activity before billing, keeping users updated on their expenses for proactive financial management.
Collaborators
Atul Khola
Anoop Kumar

Smart statements for credit analysis

Smart statements for credit analysis

Designed an experience that transforms transaction data into intuitive insights, enabling users to explore spending by category, highlight key merchants, and visualise trends in an interactive, one-glance view across months.
01/03
In designing a comprehensive visualisation, we prioritised simplicity and transparency by offering a clear breakdown of the statement bill amount. This approach empowers users to easily navigate their charges, ensuring clarity and confidence before making high-value bill payments.

Emi payments and Reward points

Emi payments and Reward points

The feature consolidates recurring payments like active EMIs on credit cards, showing the number of instalments and the outstanding balance. This makes tracking EMI payments effortless on CRED, empowering users to make informed financial decisions.
02/03
In keeping with the same ethos as EMI tracking, the Reward Points Tracker offers users a clear overview of their total reward points or cashback. It highlights earnings, redemptions, and spending, providing valuable insights enables users to optimise their credit card usage, ensuring they fully maximise rewards

Recent spends

Recent spends

Reimagined a seamless, interactive experience that lets users explore recent spends and transactions in real-time, ahead of the billing cycle. A swipeable graph offers deeper visibility into past spending, while the total sum helps users anticipate their upcoming statement. This design enables proactive financial management.
03/03
Designed an experience to monitor recent transactions across multiple cards for a holistic view of spending. Interactive trend visualisations provide insights into past statements, with alerts when spending exceeds the average, enabling better management of the upcoming balance.
After thought - Building this product experience feels like creating something I’ve always wished existed — so happy to be part of this journey! I believe transparency in financial tools encourages responsible spending.
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